Terms of Use

Last updated: October 2026

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

Not a Commitment to Lend

The information provided on this website is for informational and educational purposes only. Nothing on this website constitutes a commitment to lend, a loan approval, or a loan guarantee. All loans are subject to credit approval, underwriting, and program guidelines. Rates, terms, and conditions are subject to change without notice.

Mortgage Calculator Disclaimer

Any mortgage calculator or payment estimator on this website provides estimates for educational purposes only. These calculations do not constitute a loan offer, commitment to lend, or guarantee of rates. Your actual monthly payment will vary based on property taxes, homeowners insurance, HOA fees, private mortgage insurance, and your final interest rate and loan terms.

Licensing

First Step Mortgage is a mortgage brokerage. NMLS # 1898998. Please verify our licensing status at NMLS Consumer Access.

Equal Housing Opportunity

First Step Mortgage supports equal housing opportunity. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate against any person based on race, color, religion, sex, national origin, familial status, disability, or any other protected class.

Intellectual Property

All content, design, text, graphics, and logos on this website are the property ofFirst Step Mortgage or its content providers and are protected by applicable copyright and trademark laws.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting. Your continued use of the website after changes constitutes acceptance of the updated terms.